Course Goal
When a loan is structured correctly, the likelihood of getting repaid increases dramatically. The objective of this course is to provide participants with a basic understanding of the elements of loan structure.
Course Objectives
Upon completion of the course, participants will be able to demonstrate their knowledge of the following:
- The operating and capital investment cycle.
- How to calculate working capital needs.
- Different loan types including: seasonal loans, term loans, bridge loans, and permanent capital loans
- How to write effective covenants
- How collateral considerations effect structuring decisions.
- How to structure a loan effectively.
- How to explain structuring decisions to a client.
- How to monitor proper usage of a loan facility.
- How to use the computer to help determine the proper loan structure.
Format and Timeframe
The FTG approach is to customize all materials and case studies to reflect the lending environment actually experienced by the participant. Classroom lecture and discussion is supplemented by group exercise and role-play to keep the course both fast paced and interesting. This course can be taught in one day to two days.
Who Should Attend?
Senior lenders
Commercial lending officers
Financial analysts and underwriters
Branch Managers
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